General Statement

The following Terms and Conditions govern your use of our website. Please read these Terms & Conditions carefully before using our website.

By accessing or using our website, you agree to be bound by our terms. The provision by Sunstate Financial Pty Ltd trading as Medico Finance Australia Representative Number 486155 of Australian Credit Licence Number 384704, its affiliates and suppliers of the data, information and services on our site to you is expressly conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of our website constitutes your agreement to all such terms, conditions and notices.

The materials and information on our website are provided to give you general guidance in the home financing (including buying, selling and owning) as well as various types of personal financing and various types of commercial finance. Medico Finance Australia and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst Medico Finance Australia works hard to aggregate the highest quality data and to keep the information on our website accurate, complete and up-to-date, Medico Finance Australia and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.

Medico Finance Australia considers privacy of paramount importance and no attempt is made, nor taken, to identify you, unless you expressly choose to do so. You are aware that your use of our website is monitored, eg. the path taken through our website, and how long spent on each page. This is performed to improve our website, and to make your visit to our website a more useful experience.

We hope you enjoy our website and find it useful.

Intellectual Property

Copyright in the content of this Website is owned by Medico Finance Australia. You are permitted to download and print content from the Website solely for your own internal business purposes and/or personal use. The Website content must not be copied or reproduced, used or otherwise dealt with for any other reason. You are not entitled to modify or redistribute the content of this Website or reproduce, link, frame or deep-link it on any other website without the express written permission of Medico Finance Australia. You are not entitled to use the content of the Website for commercial exploitation in any circumstances.

Contact Us & Appointment Form Terms & Conditions

Further to the general Terms & Conditions of use for the 1300 Home Loan website, the following apply.

Medico Finance Australia provides a useful and simple method for customers to the website to contact Medico Finance Australia. By using this service you understand and agree that:

o   The information provided will only be used for the purpose to which it was requested.

o   For a response to be provided, contact information must be provided.

o   Medico Finance Australia will respond within 5 working days.

o   Information provided within the response may be financial in nature.

Please direct all enquiries to info@medicofa.com.au

Read Our Terms and Conditions for a Clearer View of the Use of Our Website

Before you use any website, you should always read the terms and conditions, especially when you intend to use a certain service or buy a specific product. If you are on a website that does not have these terms and conditions, it is recommended to step away and find an alternative.

What Are Terms and Conditions Exactly?

Terms and conditions can be considered as rules which users of a certain service or website need to abide by in order to use the service or website. Even though most websites have good terms and conditions in place, it is always recommended to have a decent look at it.

What Happens If A Website Does Not Have Terms And Conditions?

Clients who find themselves on a website without any terms and conditions should step away as quickly as possible. Terms and conditions usually describe how a service works and what you can expect. When you are on a service website where terms and conditions are missing, the service cannot be deemed as trustworthy.
There are also other things that should be present on a website and that you should be looking out for. One of these things is the privacy policy. For most clients, the privacy policy will be the most important part of a website, because it will tell you more about how your personal information will be handled while you use the website. For example, will your personal information be stored? Can the website sell your information to a third party or a partner?

Websites that do not have a privacy policy usually use your personal information for their own benefit, for example selling your information to another party. Such information selling usually leads to spam in your mailbox, which are usually companies who are trying to sell you a service or a product.

Do you have any questions or concerns about the terms and conditions?

Do not hesitate to contact us directly for more information. Simply call 1300 115 740 or email us info@medicofa.com.au